In order to evaluate a diamond for financing, diamond colours have to be considered. The Gemological Institute of America(GIA) has developed a diamond colour rating system that is used worldwide. The colour of a stone is a determining factor in its quality and value; therefore, it is a factor in whether a stone can be financed or not.

Diamond Colours

You have heard of diamond colours including colorless, yellow, and blue. The most common colour shades known are the varying shades of colorless and yellow. We here at DiamondFinace.net want you to be knowledgeable about the stones your are looking at, so here is the diamond colours scale used by a diamond financing company and gemologists around the world.

Diamond colours are graded from D to Z. D, E, and F are considered colourless with D being the best of the three. G, H, I, and J are acknowledged as being near colourless. K, L, and M have a very faint yellow tinge that affects their value. N through R have a very light yellow hue and S through Z have a darker and darker yellow tint to them. Naturally, the farther a diamond’s colour gets from D the less valuable it is and the harder it gets to finance. DiamondFinance.net will not finance a stone that is less than near colourless. It would be a waste of your time and ours.

A high quality diamond will come with a grading certificate from the GIA or The Gem Certification And Assurance Lab. That certificate will give a rating for many different things, including the colour of the diamond in question. That certificate shows all of the points that diamond has been graded on to assess a value to it. If a diamond does not have that certificate or that certificate does not evaluate diamond colour, you will not be able to finance your diamond with us.

Contact DiamondFinance.net for your personal evaluation of the stone that you are interested in financing.